About Modified Car Insurance
Specialists in modified car business insurance since 2005.
Insurance Built for the Modified Car Trade
Modified Car Insurance is a specialty division of Contractors Choice Agency, an insurance agency founded in 2005 and dedicated to serving construction contractors and tradespeople.
We've specialized in modified car business insurance long enough to know the nuances that matter: the difference between code 5645 and 5403, why completed operations is non-negotiable for structural trades, and what GCs are actually looking for in a certificate beyond the boilerplate.
Our approach is straightforward: understand your operation, shop specialty markets that price modified car risk fairly, and provide the certificates and service a working modified car crew actually needs.
Ready to Get Your Modified Car Operation Insured?
Same-day quotes for modified car businesses. Call or fill out our quote form and we'll have your options ready today.
Your $40,000 build deserves better than a stock-market-value claim.
Get a true agreed-value quote in minutes — with every modification disclosed and covered. Same-day binding, same-day certificates, 20+ years protecting modified vehicles.