Coverage Options
Modified Car Business Insurance
Every policy a modified car business needs — in one place, from specialists who know the trade.
Modified Car Insurance
Modified car insurance with agreed value protects your full build — engine mods, suspension, bodywork, wheels, and everything you've invested. Standard auto insurers use ACV and don't account for your modifications.
Drift Car Insurance
Drift car insurance with agreed value covers your full build — cage, harness, coilovers, engine mods, angle kits, and LSD. Standard policies see 'drift car' and either decline or insure you for stock value. We do it right.
Show Car Insurance
Show car insurance with agreed value protects your build for its true worth — custom paint, body modifications, aftermarket accessories, and restoration investment. Plus transit coverage to shows and events.
Track Day Insurance
Standard auto policies exclude on-track use. HPDE and track day drivers need to understand exactly where their coverage ends and what options exist for on-track physical damage protection.
Custom Parts & Equipment Coverage
Standard auto policies cap custom parts and equipment coverage at $1,500–$5,000. If you have aftermarket wheels, a turbo kit, a stereo, or a body kit, that cap is gone before you list three items. Specialty coverage schedules your actual investment.
Your $40,000 build deserves better than a stock-market-value claim.
Get a true agreed-value quote in minutes — with every modification disclosed and covered. Same-day binding, same-day certificates, 20+ years protecting modified vehicles.