Modified Car Insurance Blog

Name: Hoonigan Insurance
Address: 12220 E Riggs Road, Suite #105, Chandler, AZ, 85249, US
Telephone: 844-967-5247

Expert guides on insurance for wood and steel modified car businesses.

Coverage Guide

Track Day Insurance: Understanding the On-Track Coverage Gap (And What HPDE Drivers Actually Need)

Your car insurance stops covering you the moment you pull onto the circuit. Here's the exact coverage gap for HPDE and track day participants — and the options that actually exist for on-track protection.

June 22, 20267 min read

Coverage Guide

Show Car Insurance: Protecting Your Custom Paint and Build Investment

A show car represents years of work and real financial investment. Agreed value coverage is the only policy that actually protects what you've built. Here's what show car owners need to know.

June 15, 20267 min read

Coverage Guide

Drift Car Insurance: How to Insure a Caged Build, Salvage Title, or Engine Swap

Caged drift cars, salvage titles, and engine swaps break standard auto insurance. Here's how specialty agreed value coverage works for drift builds — and what you need to document before calling.

June 8, 20268 min read

Coverage Guide

Modified Car Insurance: The Complete Guide to Agreed Value Coverage for Your Build

Standard auto policies were designed for stock cars. If you've built a modified vehicle — drift car, restomod, JDM build, or track car — here's everything you need to know about agreed value coverage and why it matters.

June 1, 20268 min read

Standard insurance wasn’t built for a built car

Your $40,000 build deserves better than a stock-market-value claim.

Get a true agreed-value quote in minutes — with every modification disclosed and covered. Same-day binding, same-day certificates, 20+ years protecting modified vehicles.

Get Your Free Quote 844-967-5247